Business financing referrals · Restaurants

Explore funding for the kitchen behind your service.

A replacement range, a larger ingredient order and dining-room work affect a restaurant in different ways. Explain which expense you need to cover and when the supplier or contractor expects payment.

Illustration of restaurants and their working space

How it works

The application process

01

Funding purpose

State what the funds would pay for and when that payment is expected.

02

Business basics

Answer the form’s questions about the operation and provide accurate owner contact details.

03

Complete the request

Review the disclosures and the information entered, then verify your mobile number before sending it.

Before you decide

When reviewing a provider offer

01

Available proceeds

Work out the usable amount after the provider’s stated deductions.

02

Cost over time

Compare the sum of payments and fees across the whole financing arrangement.

03

Business budget

Consider the proposed payment dates alongside quiet periods and existing commitments.

Possible uses

Business expenses to describe

01

Kitchen equipment

A failed refrigerator or an undersized range can disrupt preparation before service begins. Include delivery, installation and any kitchen work needed to put a replacement into use.

02

Ingredient purchasing

Holiday bookings and a menu change can bring larger orders before diners pay. Work from the planned covers and shelf life so the request reflects stock the kitchen can actually use.

03

Dining-room improvements

Seating, lighting and service stations may need attention between trading periods. Separate the contractor bill from the cost of keeping the restaurant operating while work is underway.

Before you begin

Application preparation

Prepare the business profile and the purpose of the request so the information stays consistent.

  • 01Funding amount, business purpose and timing
  • 02Monthly revenue and time in business
  • 03Industry, business name and approximate credit range
  • 04Owner contact details and mobile access
Illustration of restaurants equipment and workspace
Illustration of restaurants equipment and workspace

Restaurants · funding preparation

Costs and customer receipts

Build the restaurant budget around supplier deadlines, payroll and the days you expect to trade. A full reservation book does not remove the need to check repayment dates against cash actually received.

A few things to know

About this referral service

Information sharing and referral payments

This service is compensated by funding partners for referrals and the sale of submitted application details. We may share a request with up to five partners who can contact you; our compensation is independent of funding and we charge no application fee.

Approval and available terms

A referral is not a promise that a partner will make an offer. The business must meet that provider’s requirements before financing can be agreed.

Provider timing

A funding partner may ask for records or clarification before making a decision. The requested date should therefore be treated as part of the application, not a promise.

Contact consent and mobile verification

A received SMS code does not replace the need to read the contact and sharing disclosures. Review those conditions before completing the submission.

Make a beginning

Start with your business funding request

Put the amount, business purpose and requested timing into the form when you are ready.